PhD, associate professor Avramchuk Lidiia
National University of Life and Environmental Sciences of Ukraine
PhD Avramchuk Bogdan
Land Management Institute of National Academy of Agrarian Sciences of Ukraine
Leading role in the development of the state and its economy belongs to lending. According to statistics, significant share of all loans are provided by commercial banks. Due to the presence of hostilities, violations of the integrity of the state, the crisis in the country, the default of the national currency, many banking institutions in Ukraine began to go bankrupt, but were supported artificially. In order to clean the banking sector of “zombie banks”, “vacuum cleaner banks” and other “fraudulent banks”, the National Bank of Ukraine (NBU) pursued an aggressive policy, due to which up to 100 banks were shut down. Such a sharp decline in banks number is now called “bank drop”.
