Assoc. prof. Mădălina Gabriela ANGHEL
„ARTIFEX” University of Bucharest
Prof. Constantin ANGHELACHE, PhD
Bucharest University of Economic Studies, „ARTIFEX” University of Bucharest
Daniel DUMITRESCU PhD student
Bucharest University of Economic Studies
Alexandru URSACHE PhD student
Bucharest University of Economic Studies
Abstract
The SME initiative aims to increase especially the volume of loans to SMEs in the EU, by concentrating resources of EFSI, COSME, Horizon 2020 and the full use of EIB and EIF funds. The SME Initiative is offering capital help for European banks in order to make them more robust and to encourage them to lend more to SMEs. The goal is to have a significant influence on the financing of SMEs and thereby increasing the economic growth.
Key words: sme initiative, financial instruments, european funds, banks, sme