PhD Candidate Barbu Bogdan Popescu
PhD Lavinia Ştefania Ţoţan
Academy of Economic Studies, Bucharest
Abstract
There are presented econometric models developed for analysis of banking exclusion of the economic crisis. Access to public goods and services is a condition „sine qua non” for open and efficient society. Availability of banking and payment of the entire population without discrimination in our opinion should be the primary objective of public service policy.
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